Life Insurance With Ongoing Medical Conditions
Yes, it is possible to be covered for life insurance in case you have or had medical conditions. You could be currently on medications or completely recovered but gone are the days when it was a straight “reject” by insurance companies.
Now, it is possible that you can get life cover on standard or loaded premiums, which practically mean to assess the risk, posed by your conditions and increase the premiums accordingly. The other way insurance companies also deals with this could be to exclude the existing conditions completely and cover you for the rest. Bottom line is that insurance companies on our panel would work with you to ensure that you are able to get life cover with clear terms and no Jargon.
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