About Life Insurance for People Over 50?
No medical questions need to be answered as this is a non-medical plan. We make this policy suitable for those who may have previously been unsuccessful in applying for it.
You choose the price. As long as you keep your monthly payments, the price will never go up. Payments can be used to spend on:
Funeral
Expenses
Leaving a Gift to Your Loved Ones
Outstanding
Bills
Financial Care of Pets
Why Select Life Insurance for Those Over 50?
Accidental Death
Benefit
In the event of an accidental death within the first two years, this policy will pay a lump sum cash equivalent to 300% of the insured amount. However, the maximum payout is £48,000.
Legal Advice from Co-Op Legal
Free initial consultations on phone numbers are provided on a variety of legal issues, including labor law, purchase law, family law, criminal law, tenancy law, and post-accident care.
Funeral Fund
When you are insured over the age of 50 through our firm, you will be provided with funeral financial services provided by Golden Charters, which will provide them with £300 free of charge for your funeral expenses.
Health Support by
RedArc
A RedArc nurse will provide the following when you are diagnosed with a serious ailment:
- Mental and physical support for you and your family
- A second medical opinion
- one-time home visit by a nurse
- complementary therapy
Terminal Illness Settlement
100% life insurance can be claimed if you have been diagnosed with a terminal illness and have less than 12 months to live, not to forget that the policy has been in effect for at least 2 years of your life.
No Monthly Bonus After Age 90
After age 90, you no longer have to pay premiums, but coverage continues for the rest of your life.
How Much Life Insurance for Over 50s Will Cost You?
This depends on your preference and on your personal circumstances.
Over 50 life insurance policies have premiums based on age at enrollment, smoking status and monthly payments. Over 50 insurance ignores your medical history, which unfortunately means insurance companies see you as a greater risk, which means you pay more premiums.
You can choose your monthly payment amount. The higher the monthly contribution, the higher the family lump sum you will get.
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