Accident & Injury Cover for Self Employed
If you are self-employed or a tradesman, it becomes even more important to have financial protection in case of an accident or injury. Most of the self-employed rely on their ability to work, which is their good health. Self-employed accident and injury cover ensures that you are protected when you need it the most. Self-employed tradesmen like builders, carpenters, ground workers, roofers, painters, plumbers, electricians, and others are exposed to physical challenges in their professions should any accident or injury happens and it becomes even more challenging when you have young family to look after with you being the main income earner in the household. This plan would ensure that you have got the much needed.
PEACE OF MIND
- Accidental Death Cover
- Non Accidental Death Cover
- Total & Permanent Disability Cover
- Optional Children Cover ***
- Funeral Cover
- No Medical Questions Asked
With All Individual Protection Polices
GP24
Giving You Control Over Your Daily Life
When life gets busy, its important people can access the medical support and advice they need when they really need it, and in a way that’s convenient for them. Whether that’s during working hours or in the middle of the night, we know people don’t just worry about themselves, but their family too. That’s why all our individual protection policies feature unlimited access for policyholders, and their families, to GP24.
24/7, Unlimited Access to GPs, Every Day of The Year
In partnership with Health Hero, GP24 is available 24 hours a day, every day of the year, and can provide unlimited advice, reassurance – and where appropriate – medical diagnosis anywhere in the world. It’s also available in more than 200 languages.
A dedicated customer service team is on hand day and night to book consultations, organize prescriptions, and write referral letters. Customers can choose the best time and day for an appointment, whether to have a video or phone consultation, as well as whether to speak to a male or female doctor. And it’s easy to book online in minutes using the web app.
Private Prescriptions, Open Referrals, & Fit Notes
Where necessary, GPs can issue private prescriptions for collection from a pharmacy or delivered to a UK address. If an NHS practicing doctor considers symptoms to require further investigation or treatment, the doctor can issue an open private referral letter for continued treatment. If it’s clinically appropriate, GPs can also issue private fi t notes.
Second Medical Opinion – for Greater Peace of Mind
Being diagnosed with a serious condition can be stressful and worrying. If someone has been diagnosed with a condition but would like a second opinion on the diagnosis or treatment of the condition, GP24 can be used to organise face-to-face, telephone, or video consultations with a specialist consultant.
The second medical opinion service provides a patient with access to an experienced specialist with relevant experience to provide peace of mind, better understanding of the condition, as well as an opportunity to ask the many questions someone might have around treatment, and alternative options available.
Read the real claim stories of real people
| * | Hospital admission due to sickness is covered once you’ve held the policy for at least 12 months. Accident hospitalization is covered straight away for every 24 hours you spend as in-patient. |
| ** | Covers all sports where you are not earning your main source of income through it. Weekend warriors and semi professionals are all covered. Below are the exclusions: Any form of aerial flight (including the use of a wingsuit), other than as a fare paying passenger of a licenced airline or charter service. Participation in a contest of speed, mountaineering, outdoor cliff or rock climbing, potholing or professional sport. |
| *** | Cover starts from as little as 1 pound extra and offers a wide range of benefits to help support you through difficult times, including if your child is diagnosed with cancer – excluding less advanced cases, and provides protection for children aged 6 months to 18 years, or up to 23 years if your child is in full-time education. Children do not need to live with the policyholder. |